The CashWise Scheduling Engine is a core part of the CashWise Robo-Treasury solution.  Each day during non-banking holidays in Singapore, the CashWise Scheduling Engine will perform certain tasks at predetermined times taking into account the operational policies and cash flow inputs. The engine will calculate actions needed to maintain the target balance and update the Scheduled Transactions to the Automation tab. The singular goal of the engine is to ensures liquidity is always available to meet payables as defined by you and the maximum amount of cash is deployed to earn interest.  The following list sets out some specific times when the Scheduling Engine will activate and some of the tasks it will perform. Approx time : 07:00 Task :  Update account balances, recalculate automation requirements eMail Action :  if there are large variances Approx time : 09:00 Task :  Update account balances, recalculate automation requirements, send instructions and execute automation Most conservat

FX Settings are accessed under Account Settings ➡ FX Settings .  In the image below, you'll see that Trailing Stop is enabled and set to 0.5% . To change the settings, just click the tile you want to change: When Trailing Stop is disabled , CashWise will not monitor FX rates and will perform FX conversions as scheduled under Automation on the date specified. When  Trailing Stop  is  enabled , CashWise will monitor FX rates daily.  There will be 2 possible outcomes when Trailing Stop is enabled (USD ➡ SGD example): When USDSGD exchange rate is increasing or remains stable , the conversion will hold off until the scheduled date. When USDSGD exchange rate is  decreasing  and drops below the trailing stop threshold , the conversion will be triggered early to protect the value of USD.  If sufficient time is available, the SGD will be reinvested to continue earning until.

Q:  I've Connected Xero but I don't see my Deposit Only Accounts in the Transactional Account List A:  This is because you need to set the account as a Deposit Only Account first under the Xero application settings.  Please see this FAQ to set the Deposit Only Account statuses .

Your Syfe Statements are available under the  Account History  page.  Under the graph, you can select Investment Statements . Note that statements are available on a monthly frequency and typically are released around the 12th of each month.

You have the ability to deposit directly into your Syfe Account.  This may be desirable in the case of USD transfers since it there is a high to cost move USD in Singapore.  By moving USD directly to Syfe, you can save the cost of an extra hop. Bank  ➡  Airwallex ➡ Syfe becomes Bank  ➡  Syfe To obtain your Syfe Deposit Account info, you need to have administrator privileges in CashWise.  Navigate to Account Settings and select the Syfe Account you wish to make a direct deposit to. Please note that Reference field is extremely important to include in the transfer details.  Without this information, your deposit will be delayed.

  Integrating Xero with CashWise exponentially simplifies workflows.  Once integrated, you have additional capabilities such as: Fully automated payouts directly from Xero to businesses and individuals. Leveraging bank feeds from Xero to track and manage additional accounts which CashWise is not directly linked to. Connecting Xero to CashWise To add a Xero connection, navigate to Account Settings -> Integrations and scroll down to the Applications section, then click Add .   Then select on Xero  and Connect : You'll be forwarded to the Xero login page where you'll be asked to Select an Organisation and Allow Access . You may be prompted to enter your Xero login credentials , then you'll see a confirmation of the integration. Configuring Xero in CashWise Part 2 of the Xero Integration is to configure Xero and perform some account mapping. Payout Mode   There are 2 modes of operation in for the Xero integration with regards to bill payments.  Bills flow through severa

Job Opening - Software Engineer Reporting to :  CTO Departments :  Engineering Location :  Remote About Us CashWise is a venture-backed fintech based in Singapore.  Our mission is to  make it better, safer and easier for businesses to manage their cash .  The CashWise Robo-Treasury automates cash, liquidity and treasury management and delivers maximum return on cash while reducing the transactional workload of finance teams by up to 85%.   About You We are looking for a talented and experienced Software Engineer to join our team. The ideal candidate will have a strong understanding of React.js and Ruby on Rails, and be able to work independently and as part of a team. Responsibilities Develop and maintain our internal operations system using React.js and Ruby on Rails. Work with the operations and customer support teams to gather requirements and implement new features. Create documentation for customers and internal team Improve the efficiency and accuracy of our internal operations.

Job Opening - Business Intern Reporting to :  CEO Departments :  Sales & Marketing and Operations Location :  Singapore CBD and on-site with customers in Singapore About Us CashWise is a venture-backed fintech based in Singapore.  Our mission is to make it better, safer and easier for businesses to manage their cash .  The CashWise Robo-Treasury automates cash, liquidity and treasury management and delivers maximum return on cash while reducing the transactional workload of finance teams by up to 85%.   About You We are seeking a motivated and detail-oriented intern to support various aspects of our growing fintech SaaS startup. As an intern, you will have the opportunity to gain valuable experience across multiple business functions, including business development, operations, and testing. Responsibilities Business Development Conducting market research and competitor analysis Assisting with lead generation and outreach to potential clients Participating in the development of sale

Cash Flow items can come from 2 sources: Automated via Xero integration - please see How Does Xero Integration Work? Manual Entry Cash Flow Items This FAQ covers manually entered Cash Flow Items. What is a Cash Flow Item? Cash flow items are major cash flow events which impact the balance of an account.  These can be inflows or outflows from the account.  CashWise uses this data to calculate cash requirements on a daily basis.  It is recommended that any cash flow event which is greater then 50% of your target balance setting should be entered as a cash flow item. Adding a Cash Flow Item Click the Add button to the right of the cash flow item graph and you'll be presented with a dialog for the new item. A dialog will pop out and you'll be required to do the following: Select a data for the cash flow item to occur Provide a reference name for your own records to be able to differentiate cash flow items Select the account & currency where the cash flow item will occur. Sele

The Cash Flow page captures inflows and outflows from various accounts.  Typically larger flows are entered here, these would include expenditures like payroll, rent, utilities, vendor payments, etc.  You can access this page via the Cash Flow menu on the left. The Cash Flow page has 4 sections: Graphical Cash Flow Items - projects forward by about 2 months for inflows and outflows.  Separate tabs for each currency. Cash Flow Alerts - high priority alerts Upcoming Cash Flows - List of upcoming cash flow items in chronological order : inflows - revenue, investment, transfers reserve cash - expectation of spending, reserves cash in the account on a specified day to facilitate manual payment/transaction payout - transfer to a specified payee from a specific account Past Payouts - lists historical cash flow items in reverse chronological order , latest first. In the above screenshot, take note of a few highlighted items: Currency selection - CashWise manages each currency as a sepa