What’s the Best Practice for Order of Operations: Adding Funds to a Transactional Account vs Adding Cash Flow Items?

 A: When using the automated payout feature in CashWise, it’s important to set a Cash Reserve or Payout before adding funds to your Airwallex or Wise account. 

If you add funds to your account without first setting the payout, there is a chance that the CashWise system may detect the newly added funds as idle cash and automatically transfer them to an investment account. This can cause unintended movement of your funds and may delay or disrupt your scheduled payouts.

So setting cash flow items first ensures that the system properly allocates and protects the funds you need for the scheduled payout.