SMS Terms for OTP Verification and Notifications


1. Introduction

Welcome to CashWise! These SMS Terms (the "Terms") outline the terms and conditions governing the use of SMS (Short Message Service) for OTP (One-Time Password) verification and customer notifications for your access to and use of our services. By using our SMS services, you agree to be bound by these Terms.

 2. About Our Company

CashWise Pte. Lte. (UEN 202316355W) is a Singapore registered company providing the SMS services. Our principal place of business is located at 63 Circular Rd, #02-01, Singapore 049417. You may contact us at

CashWise does not currently operate under any other brand names.

 3. SMS Services

a. OTP Verification: The SMS service is an optional service used to enhance the security of your account through OTP verification. You will receive a one-time password (OTP) via SMS on your registered mobile phone number for secure access to your account.

b. Customer Notifications: You may also opt-in to receive SMS notifications about updates, alerts and other relevant information as per your subscription and preferences.

c. Security: Keep your OTP confidential and do not share it with anyone. It is for your use only. CashWise will never ask you for your OTP. If you suspect any unauthorized use of your OTP, please contact our immediately.

 4. Message and Data Rates

a. Charges: Standard message and data rates may apply according to your mobile service provider's charges when sending or receiving SMS messages. CashWise is not responsible for any message or data charges incurred.

 5. Carrier Disclaimer

a. Undelivered or Delayed Messages: You acknowledge and understand that carriers, including but not limited to mobile network operators, are not liable for delayed or undelivered messages. Delivery of SMS messages is subject to the carrier's network and their policies.

 6. Message Frequency

a. Notification Frequency: You will receive SMS notifications from us based on your preferences and subscriptions. The frequency of these messages will vary depending on the type of notifications you have chosen to receive. You can manage your subscription preferences at any time to control the frequency of notifications.

 7. Stop and Help Workflow

a. Stopping Notifications: You may stop receiving SMS notifications at any time by replying with the word "STOP" to the sender of the SMS. You will not receive further notifications after sending this message, except for essential service messages.

b. Help and Support: If you require assistance or have questions related to our SMS services, please reply with the word "HELP" to the sender of the SMS. You will receive information on how to seek support or assistance.


8. Privacy and Data Protection

a. Privacy Policy: Our use of your mobile phone number for SMS OTP verification and notifications is governed by our Privacy Policy. Please review our Privacy Policy for more information on how we collect, use, and protect your data.

b. Data Retention: We will retain SMS records for a reasonable period as required by law and for security and notification purposes.

 9. Subscription and Opt-Out

a. Subscription: By using our services, you agree to receive SMS notifications based on your preferences and subscriptions.

b. Opt-Out: You may opt-out of SMS notifications at any time by following the instructions provided in the SMS messages or by contacting our customer support.

 10. Termination

CashWise reserves the right to suspend or terminate the SMS services at any time, without notice, for any reason.

 11. Limitation of Liability

To the maximum extent permitted by law, CashWise is not liable for any direct, indirect, incidental, special, or consequential damages that may arise from the use of the SMS services.

 12. Changes to Terms

CashWise reserves the right to change, modify, or update these SMS Terms at any time. We will notify you of any changes through your registered email address or via our website.

 13. Contact Information

If you have any questions or concerns regarding these SMS Terms, please contact us at:

 14. Governing Law

These Terms are governed by and construed in accordance with the laws of Singapore. Any disputes arising from or related to these Terms will be subject to the exclusive jurisdiction of the courts in Singapore.